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It's
hard to get enthusiastic about your teenager
learning to drive. After all, it’s a knuckle-biting time full
of worry about their safety and your wallet.
Getting
car
insurance
for your teenage driver is
expensive, but there are some
things you can do to control your insurance costs. It's important to
plan before your child actually starts driving. Here are some tips to
help you get the best insurance value.
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Comparison shop and get at least three different
quotes.
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The car your teen drives can affect the
insurance
costs -- and your child's safety. A new sporty vehicle will cost
considerably more to insure than an older, safer used auto. However,
many newer vehicles also have more safety features. When you're
shopping for a car for your teenage driver, make sure to get insurance
quotes before you buy.
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If you have multiple vehicles, list your teenager as
the driver on only one of your vehicles.
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Take advantage of good student discounts and let
your
teenager know that their grades can affect car insurance costs.
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Even though it may save you money, you probably
should not reduce the limits of liability on your teenage driver. Since
they are among the highest risk drivers on the road, you want to make
sure you are financially protected. If they cause an accident, you'll
be responsible for the difference between the limits on the policy and
the actual damages.
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Continue to teach your child about the importance of
good driving -- not only for their safety but to help them get lower
insurance rates as they get older.
Get
a
FREE comparison car
insurance quote for a teenage driver now.
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